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Health Benefits
- BlueCross BlueShield - EPO (Exclusive Provider Organization).
Various EPO Plan selections.
- BlueCross BlueShield Health Savings Account (HSA)
- United Health Care Health Savings Account (HSA)
- MVP Health Plans (HMOs)
- All plans include group term life and AD&D insurance
Dental Benefits
- Guardian Dental
- BlueCross/BlueShield Dental
Vision Insurance
- EYE MED
- State-wide locations
401k Retirement Plan
- Clients have the option of keeping their existing pension plan or choosing plans offered by O.E.L.S.
- Tax deferred dollars for retirement. Several investment options to chose from
- O.E.L.S. plans administered through John Hancock Life Insurance Company
- Make investment selections 24 hours a day using online tools or with a toll free call to John Hancock Life.
Full Flex Spending Plan
- This tax savings program saves you tax dollars throughout the year. You are taxed on earnings after medical premiums, healthcare expenses and child care expenses are deducted from your gross earnings
Disability Income Insurance
- Long-term disability income protection
- Short-term disability income protection
Supplemental Insurance
- Long term care insurance
- Cancer protection
- Accident protection
- Hospital protection
Insurance Discounts
- Personal insurance available
- Auto, Homeowners, Boat, Motorcycle, Life, etc
Credit Union
- AmeriCu Credit Union
- Free checking accounts
- Savings accounts
- Vacation Clubs, Loans, and Holiday Club
- Credit cards
Investment Programs
- Financial counseling
- Estate, Investment and Retirement planning
- New York State College Savings program
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